Description
What’s in your download
- Your blank spreadsheet – ready for your own details (Excel and Google Sheets)
- A filled-in DEMO copy – the same sheet with sample data, so you can see every tab working
- A full PDF user guide – set-up, every tab explained, a simple routine, the HMRC and UK rules that apply, troubleshooting and FAQs
About This Monthly Budget Spreadsheet
Make budgeting feel clear, calm and achievable.
This premium Budget & Savings Tracker is designed for customers who want one attractive place to plan a month, record real figures and see exactly where their money is going. The automatic dashboard turns entries into an instant overview of income, expenses, money left over, savings rate and goal progress.
What’s Inside the Monthly Budget Spreadsheet
- Clean Budget & Savings Tracker .xlsx file
- Automatic dashboard with key monthly figures
- Monthly income and expense sections
- Budgeted versus actual comparisons
- 20 editable expense categories
- 8 editable income sources
- 10 savings goals with targets, dates and progress
- Month, Received? and Paid? dropdowns
- Seven-currency display selector
- Comprehensive Instructions tab
Currency Options
GBP (£), USD ($), EUR (€), AUD (A$), CAD (C$), NZD (NZ$) and JPY (¥).
Changing the selector changes the displayed currency symbol only. It does not convert amounts or apply exchange rates. Enter ordinary numbers without typing currency symbols.
Compatibility
Designed for Microsoft Excel as a normal macro-free .xlsx file. It can also be uploaded to Google Sheets. Core formulas and dropdowns are compatible, although chart styling and conditional number formatting may appear slightly different after import.
How It Works
- Open the Instructions tab and choose your currency.
- Select the month and enter the year.
- Add budgeted and actual income and expenses.
- Update your savings goals.
- Review the automatic dashboard.
Please Note
This is a digital spreadsheet download. No physical item will be posted. Spreadsheet software is required. This template is an organisational tool and does not provide financial, tax or investment advice.
How to Use a Monthly Budget Spreadsheet
- Plan the month – enter what you expect to earn and what you plan to spend in each category.
- Record what really happens – add your actual income and spending as the month goes on.
- Compare budget with actual – the sheet shows where you are over or under.
- Watch your savings grow – set up to 10 savings goals with targets and dates, and track your progress.
Who This Budget Planner Is For
This monthly budget spreadsheet suits individuals, couples and families who want to take control of their money, cut back on overspending, or save for something specific such as a holiday, a house deposit or an emergency fund. You do not need any spreadsheet experience: you type in your numbers and the dashboard does the rest.
Why a Budget Spreadsheet Instead of an App?
There is no subscription, no bank login and no adverts. Your figures stay in your own file, on your own computer, and you can change the categories to suit the way you live.
Monthly Budget Spreadsheet FAQ
Do I need Microsoft Excel?
It is built for Microsoft Excel (.xlsx). Excel on Windows or Mac is recommended so every feature works as designed.
Is it a subscription?
No. It is a one-off payment and the file is yours to keep. There are no monthly fees.
I’m not good with spreadsheets. Is this for me?
Yes. You just type into the input cells and the totals, charts and dashboard update themselves. There are no formulas to write, and the instructions in the file walk you through it.
Can I see it before I buy?
Yes. The screenshots above show the main tabs, and you are welcome to message me with any questions first.
Does it work on a Mac, iPad or phone?
Yes on a Mac with Excel for Mac. On an iPad or phone you can open it in the free Excel app to check and update it, but Excel on a computer is best so every feature works as designed.
Can I get a refund?
Because it is an instant digital download, I can’t offer a refund once the file has been downloaded. If the file is faulty and I can’t fix it, you were charged twice, or you received the wrong product, I will put it right or refund you. See the Refund Policy. This doesn’t affect your statutory rights.
How do I get my file?
It is an instant digital download. You will get a download link straight after checkout, and by email.
What if I get stuck?
Message me any time and I will help you get set up.
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