What’s in your download

Your blank spreadsheet – ready for your own details (Excel and Google Sheets)
A filled-in DEMO copy – the same sheet with sample data, so you can see every tab working
A full PDF user guide – set-up, every tab explained, a simple routine, the HMRC and UK rules that apply, troubleshooting and FAQs

Keep your finances in check with this easy-to-use tracker that categorises income and expenses, helping you see where your money goes each month.

Who This Income and Expenditure Spreadsheet Is For

This simple income and expenditure spreadsheet is made for sole traders, freelancers and anyone running a side hustle who wants a clear picture of the money coming in and going out, without paying for accounting software. It also works well as a household income and expense tracker.

Self-employed people who want tidy records ready for their tax return
Side hustles, market stalls and small online shops
Anyone who keeps receipts in a shoebox and wants to stop

What’s Inside

Monthly log – record every payment in and out with the date, a description and a category.
Automatic Summary tab – totals your income, your expenditure and your net position for you.
Categories – see at a glance where your money goes each month.
No formulas to write – everything is set up, so you only type in your figures.

How It Works

Buy and download the file instantly.
Open it in Microsoft Excel, Google Sheets or Apple Numbers.
Add each payment as it happens, or catch up once a week.
Check the Summary tab to see your totals and net position.

Keeping your income and expenditure up to date through the year means no last-minute panic when your tax return is due, and you will always know whether you are actually making money.

Instant digital download, delivered straight to your inbox after checkout.

Income and Expenditure Spreadsheet FAQ

Do I need Microsoft Excel?

No. It works in Microsoft Excel, free in Google Sheets, and in Apple Numbers.

Is it a subscription?

No. It is a one-off payment and the file is yours to keep. There are no monthly fees.

I’m not good with spreadsheets. Is this for me?

Yes. You just type into the input cells and the totals, charts and dashboard update themselves. There are no formulas to write, and the instructions in the file walk you through it.

Can I see it before I buy?

Yes. The screenshots above show the main tabs, and you are welcome to message me with any questions first.

Is it Making Tax Digital (MTD) software?

No. It is a record-keeping spreadsheet that keeps your figures organised. If Making Tax Digital for Income Tax applies to you, you will need MTD-compatible software to submit your returns to HMRC.

Does it work on a Mac, iPad or phone?

Yes. On a Mac it works in Excel for Mac, Apple Numbers or Google Sheets. On an iPad or phone you can open it in the Numbers, Excel or Google Sheets app, but a computer is easier for setting it up.

Can I get a refund?

Because it is an instant digital download, I can’t offer a refund once the file has been downloaded. If the file is faulty and I can’t fix it, you were charged twice, or you received the wrong product, I will put it right or refund you. See the Refund Policy. This doesn’t affect your statutory rights.

How do I get my file?

It is an instant digital download. You will get a download link straight after checkout, and by email.

What if I get stuck?

Message me any time and I will help you get set up.

self employed spreadsheet

Income & Expense Tracker