What’s in your download

Your blank spreadsheet – ready for your own details (Excel and Google Sheets), with a Country setting for the UK, USA, Canada, Australia and New Zealand
A filled-in EXAMPLE copy – the same sheet with a six-property example portfolio, so you can see every tab working
A full PDF user guide – choosing your country, every tab explained, a simple routine, a worked example, the rules where you are (with official sources), troubleshooting and FAQs

Three lenders, six properties and a spreadsheet that never quite adds up. This puts your whole portfolio – values, loans, equity, yield, cash flow and every deal end date – into one file that does the maths for you.

Sound Familiar?

Not sure what your portfolio is really worth after the debt
A fixed rate ending next month that you only noticed by accident
No idea which property is actually dragging your yield down
Rent, mortgages and costs spread across bank apps, emails and notes

That’s not a you problem – it’s a missing-system problem.

One Dashboard for Your Whole Portfolio

The Property Portfolio Tracker works out equity, portfolio LTV (LVR in Australia and New Zealand), rent roll, gross and net yield and monthly cash flow for every property and in total, and lists your next deal end dates with “Remortgage now” and “Start shopping” alerts.

Pick Your Country

One cell on Settings switches the sheet to the UK, USA, Canada, Australia or New Zealand – wording (HOA fees, strata levies, body corporate), currency, typical lending limits, the rental stress test (ICR in the UK, DSCR in the USA) and the tax treatment of interest.

Bonus: See It in Action

Your download includes a fully filled-in example portfolio, so you can see exactly how everything works before adding your own properties.

What’s Inside

Dashboard – portfolio tiles, next-deal-ends alerts, a by-property table and equity/debt and net-yield charts
Properties – purchase price, current value, ownership share, energy rating (optional outside the UK)
Mortgages – lender, rate, deal end date and balance for every loan
Rent & Costs – rent and running costs per property
Analysis – yield, cash flow, stress test and flags for each property
Valuation History – track values over time
Settings – country, currency, targets and tax rate
Start Here – a plain-English guide built into the workbook

Format

Instant digital download – works in Microsoft Excel, Google Sheets and LibreOffice, on Mac, PC, Chromebook or tablet. No macros, no add-ons, no subscription.

How It Works

Purchase and download the files
Open in Excel, or upload to Google Drive and open with Google Sheets
Pick your country on the Settings tab – wording, currency and rules switch to match
Add your properties and loans – the Dashboard fills itself in

Please Note

This is a digital product – no physical item will be shipped or posted. Lending and tax figures are estimates for planning, not financial or tax advice. Rules are shown “as of 29 Oct 2026 – check before relying on this” and can be edited in the sheet. For personal/business use only, please don’t resell or share the file.

Questions before you buy? Email hello@spreadsheetland.com – happy to help!

real estate investor spreadsheet

Property Portfolio Tracker — Equity, Debt, Yield & Remortgage Dates Spreadsheet (International)