Latest posts
How to Price Photography in the UK: Cost of Doing Business

Use your cost of doing business to find the minimum you must charge per session, with a full worked example.
Patch Test and Consultation Records: What to Keep and How Long

What to record on consultation forms and patch tests, how long to keep them, and the GDPR basics every therapist needs.
Dog Grooming Records and Consent Forms: What to Keep (UK)

The client and pet records, consent forms and licensing rules every UK dog grooming business should know.
How to Price Beauty Treatments: The Cost-Per-Minute Method

Work out what every minute of your time costs, add product, and set treatment prices that actually pay you.
How Much to Charge for Dog Grooming: Pricing by Size and Coat

Price grooms by size, coat and time, with a worked price list and fair surcharges for matting and difficult dogs.
Emergency Fund and Sinking Funds: How Much to Save (UK)

How to work out your emergency fund target, build it in stages, and use sinking funds so known bills never become emergencies.
How to Make a Monthly Budget in the UK (Step by Step)

A five-step guide to building a monthly budget in the UK, with the 50/30/20 rule adapted for real UK bills and a worked example.
Simplified Expenses vs Actual Vehicle Costs: Which Is Better?

Should you claim the 55p flat mileage rate or your actual vehicle costs? Worked examples for a car and a van, plus the rules that lock you in.
Allowable Expenses for the Self-Employed: UK Guide and Examples

What UK sole traders and side hustlers can claim as allowable expenses, what HMRC won’t allow, and when the £1,000 trading allowance is better.
Estimated Quarterly Taxes for Contractors: 2026 Guide

How US contractors work out and pay quarterly estimated taxes for 2026, with IRS due dates, a worked example and the safe harbor rules.
